Dear Renters…..Landlords are not stupid! We all hear the media talking nonstop about how bad the housing market is and all is “doom and gloom”, it’s pretty hard to miss! Well apparently those who own rental properties are also listening. Not only are they paying attention to this kind of news, they are also REACTING [...]

The media has done an excellent job at scaring the beejeebers out of would-be buyers and sellers but they are not sharing the whole story with you. Here are 8 important facts about our current housing environment. Read these facts and gain some perspective.
Fact #1: Some six million Americans are expected to [...]

Buyer’s, how do you determine how much you want to spend for your next home?
What may seem like an obvious answer to a Realtor, is not always that simple for a buyer, especially a 1st time home buyer. A Realtor should automatically say “Contact your lender to determine your price range”. But many times, this [...]

With home foreclosures on the rise, a lot of people are considering purchasing one to get that “good deal”. If you are one of those people, you may want to consider an FHA 203K loan.
“What’s that?” you ask. An FHA 203k loan is a loan that you can use to purchase an existing home and [...]

I’m an American Idol fan. I love that totally unknowns who have talent have a chance to go for their dream. I love people that dream big. American Idol is dreaming pretty big. Every week, I’m pretty much been in sync with who is in the bottom three and who gets eliminated, [...]

A few years ago I developed a real passion for the sport of running. After competing in my first half marathon way back in 2000, I had some significant changes in my life and my new found joy from running was put on hold. Oh sure I’d go out and run every now and then, [...]

How It Works
Before you understand title insurance, you need to understand what a title is. Basically, a title is a term that includes all of your legal rights to own, use and sell a piece of land. The title reflects all previous ownerships and transfers, including rights previously granted by other parties, such as mortgages [...]

Senate Democrats and Republicans agreed in principle to a $15 billion housing stimulus package that could pass as early as this week. Interesting provisions. A property-tax deduction for homeowners who don’t itemize. FHA insurance up to $550,000. $100 million for counseling borrowers on the verge of default. A tax credit for buyers of foreclosed homes. [...]

Unfortunately or fortunately, depending on who you are news can be bad or good.  Today for instance, Friday April 4th, jobless claims came out and they were not good. The Labor Department announced today that 80,000 jobs were lost for the month of March and unemployment claims are up to 5.1%-bad news. 
Now, to most people [...]

Don’t you love it when someone order a Big Mac, super sized fries and then says oh, and a diet coke.
We all know that doesn’t make sense. I’ve been trying to moderate what I eat, ride my bike, work out with a personal trainer and dance the night away for exercise and it’s working. [...]